LIABILITY

21 Jun LIABILITY

Want to protect your family in case of any bodily injury lawsuits? Want to protect your assets in case your family members accidentally damage property or harm someone? If yes, then go with our liability insurance policies to cover your loved ones in times of crisis.

Liability protects you against lawsuits for bodily injury or property damage that you or family members cause to someone else. It also pays for damage caused by your pets.

For instance, if your child or dog accidentally breaks something in your neighbor’s yard, you are covered. The liability portion of your policy also pays for both the cost of defending you in court and any court awards—up to the limit of your policy.

Liability limits generally start at about $100,000. Many recommend that you have up to $300,000 in coverage. Some people feel more comfortable with more coverage. You can also purchase an umbrella or excess liability policy that provides broader coverage, including claims against you for libel and slander, as well as higher liability limits.

Your policy also provides no-fault medical coverage. If a friend or neighbor breaks an ankle playing basketball in your back yard, he or she can simply submit medical bills to your insurance company. Expenses are paid without a liability claim being filed against you. You can generally get $1,000 to $5,000 worth of this coverage.

Get a free quote or contact us today to learn more about our Liability insurance policies.